Archive for 'Real Estate' Category

Numbers lie

20 May 2008 by Christopher Suleske

ONE of the most important truths I’ve learned insofar as communication, that is, how we impart statistical information, is that raw numbers are meaningless out of context. Said another way, numbers lie. More accurately, liars lie… with numbers.
As I was driving to work last week, I heard twice over the span of 20 [...]

Cramer blows his stack

6 August 2007 by Christopher Suleske

JIM Cramer loses it. Do you believe it’s as bad as he thinks it is? Is the Federal Reserve clueless?
UPDATE (2007.08.07 10:09) – My father in law and I discussed this and he is of the opinion that Cramer’s histrionics are largely rooted in his less than complete embrace of the free market [...]

I’m not saying to get out of U.S. stocks…

13 June 2007 by Christopher Suleske

BUT get out of U.S. stocks.
Please note that this is not investment counsel – not from me, at least.
I do not know everything. I only purport to recognize bunk and I’ve seen a lot of it.
Investments in which I continue to see growth: gold, foreign equities (foreign, as in nations not steeped in public [...]

The cost of waiting

20 September 2006 by Christopher Suleske

Roger Schelsinger has a good point in a piece about mortgages:
It can be very dangerous and most likely costly to wait past an initial opportunity to save money. I would rather refinance and have to do it a second time than miss the opportunity to make a financial strategy work. I think if you play [...]

How to profit from slumping “X”

11 September 2006 by Christopher Suleske

“X” is whatever – markets, commodities, equties, bonds, indicies, currencies – anything tied to something liquid.
I read a bevy of contrarian / pessimistic / downright dystopian literature nearly daily. Some of it is better in its content, suspicions, assertions, and analysis than others. It’s always interesting, however. Some contrarians tend to be [...]

Speculators v. Investors

14 July 2006 by Christopher Suleske

Says Robert Kiyosaki in a recent piece about value investing (in equities and real estate):

Investors who buy a property to sell, often known as flippers, invest primarily for capital gains. This is often taxed at higher rates if they spend their gains instead of reinvesting their money; to me, these people are speculators, not investors.

and…

True [...]

Diversification

28 June 2006 by Christopher Suleske

Robert Kiyosaki has a good piece on diversification at Yahoo Finance today. He offers 2 reasons an investor might diversify:
1. Active vs. passive investing. There are active and passive investors. Warren Buffett is an active investor. Most people are not. Active investors should focus. Passive investors should diversify.
2. Risk. Some investments are riskier than [...]